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Consumer Lending in France and America
- Credit and Welfare
Af: Gunnar Trumbull
Engelsk
Bogcover for Consumer Lending in France and America af Gunnar Trumbull, 9781107693906
Specifikationer
Sprog:
Engelsk
Sider:
239
ISBN-13:
9781107693906
Indbinding:
Paperback
ISBN-10:
110769390X
Kategori:
Udg. Dato:
11 aug 2014
Størrelse i cm:
22,9 x 15,1 x 1,4
Forlag:
Oplagsdato:
11 aug 2014
Forfatter(e):
Genre:

Consumer Lending in France and America

- Credit and Welfare
Af: Gunnar Trumbull
Engelsk
Paperback 2014
Format:
Paperback
Bog beskrivelse
"At the beginning of the 20th century, consumer credit in the United States was perceived as unfair and exploitative. Social reformers fought to limit the economic and social impact of small lenders they decried as loan sharks. Reputable businesses steered clear of sales credit because of the questionable consumers that it would attract. By the 1970s, however, credit in America had been reimagined as a legitimate tool of household finance that was understood to have broad social and economic benefits. This transformation in the moral economy of credit accompanied a revolution in lending technologies and the regulatory treatment of consumer credit. Ultimately, these changes allowed American households to amass unprecedented debt -- debt that eventually precipitated the worst financial crisis of postwar America. To understand the origins of that crisis, we need to understand not just the shifting habits of consumers, but also what happened to lenders as the public moved from opposing credit to embracing it. This book traces how that transformation occurred. Nearly all accounts of the origins of American consumer credit have focused exclusively on the U.S. experience. Single-country case studies have their virtues. But they do not allow the observer easily to differentiate what is unusual about the U.S. case from what is common even to countries with very different credit practices"--
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Specifikationer
Sprog:
Engelsk
Sider:
239
ISBN-13:
9781107693906
Indbinding:
Paperback
ISBN-10:
110769390X
Kategori:
Udg. Dato:
11 aug 2014
Størrelse i cm:
22,9 x 15,1 x 1,4
Forlag:
Oplagsdato:
11 aug 2014
Forfatter(e):
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