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Pensions and Informal Sector in India

Af: Amlan Ghosh Engelsk Hardback

Pensions and Informal Sector in India

Af: Amlan Ghosh Engelsk Hardback
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This book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India’s total output. Until recently, these workers don’t get any old age security when they retire unlike those from the organized sector workers such as govt. employees or corporates. This book offers insights on the pension system of the informal sector in India.

The book is the outcome of field research of two years and the field research was conducted on MSME sector (a sub sector of unorganised sector) which provides the knowledge about the present state of the unorganised sector workers in MSMEs, their financial condition and stress, their work participation, their awareness level of old age financial security or pension and their financial behaviour regarding pension savings in India. This book empirically demonstrates a relationship between financial literacy and willingness to save for retirement benefits among the informal sector workers in India. Access to banking also improves the probability of retirement savings along with the gender and education.

By reading this book, readers can understand the demographic change India is going to witness within the next thirty years and its challenges to meet the longevity risk of these workers.

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This book deals with the pension of uncovered people in India, the informal or unorganized sector workers who contribute more than fifty percent of India’s total output. Until recently, these workers don’t get any old age security when they retire unlike those from the organized sector workers such as govt. employees or corporates. This book offers insights on the pension system of the informal sector in India.

The book is the outcome of field research of two years and the field research was conducted on MSME sector (a sub sector of unorganised sector) which provides the knowledge about the present state of the unorganised sector workers in MSMEs, their financial condition and stress, their work participation, their awareness level of old age financial security or pension and their financial behaviour regarding pension savings in India. This book empirically demonstrates a relationship between financial literacy and willingness to save for retirement benefits among the informal sector workers in India. Access to banking also improves the probability of retirement savings along with the gender and education.

By reading this book, readers can understand the demographic change India is going to witness within the next thirty years and its challenges to meet the longevity risk of these workers.

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Se mere i:
Produktdetaljer
Sprog: Engelsk
Sider: 130
ISBN-13: 9781032307725
Indbinding: Hardback
Udgave:
ISBN-10: 1032307722
Kategori: Pensioner
Udg. Dato: 3 aug 2022
Længde: 13mm
Bredde: 224mm
Højde: 144mm
Forlag: Taylor & Francis Ltd
Oplagsdato: 3 aug 2022
Forfatter(e): Amlan Ghosh
Forfatter(e) Amlan Ghosh

Kategori Pensioner

ISBN-13 9781032307725

Sprog Engelsk

Indbinding Hardback

Sider 130

Udgave

Længde 13mm

Bredde 224mm

Højde 144mm

Udg. Dato 3 aug 2022

Oplagsdato 3 aug 2022

Forlag Taylor & Francis Ltd

Kategori sammenhænge