The New Money Rules

The new money rules to live your best life

The rules of personal finance have changed. Now more than ever, Gen Z needs a fresh, empowering approach to earning, saving, and investing with confidence. In this beginner-friendly guide, money educator Lillian Zhang shows you how to use today’s tools to level up your budget, blast through debt, and supercharge your savings.

Learn how to build habits that stick, create a five-step savings plan, navigate digital finance, and invest in the stock market—even if you’re starting with just $5. Forget the old-school advice about skipping your latte runs, The New Money Rules teaches you tools that actually work.

A fellow Gen Zer who grew up in an immigrant home, side-hustled through college, and built a thriving career, Lillian shares the no-BS advice she wishes she had from the get-go. If you’ve ever felt overwhelmed by money or felt like financial success is only for “other people,” this book is for you.

Simple money rules for everyone—Find judgment-free advice on paying down credit card debt, tackling student loans, and setting up a retirement savings plan.

Change your money story—No matter what you were—or weren’t—taught about money growing up, learn how to conquer financial fears and grow wealth from the ground up.

Personal finance for today—Discover modern tools to automate your savings, learn the secrets of micro-investing, and stay safe in a world of digital finance and cryptocurrency.

From money expert Lillian Zhang—Lillian helps young people, including hundreds of thousands of online followers, transform their finances with the clarity and empathy this generation deserves.

Stop getting by and start getting ahead with The New Money Rules: The Gen Z Guide to Personal Finance.